Guardian Dentist – Worcester, MA
Learn How to Use Your Guardian Dental Benefits
There is no need to search far and wide for a Guardian dentist in Worcester. Instead, Dr. Joseph Costa Family Dentistry is pleased to be an in-network provider, ensuring you pay less when visiting our office.
When enrolled in a plan with Guardian, you can expect to save significantly each time you need preventive or restorative treatment. In fact, our team will make sure your benefits are fully maximized so that you pay less out of pocket. If you need help learning how to use your plan most effectively, call one of our team members today.
Guardian Coverage Availability & Fees
Guardian offers various PPO plans for individuals to choose from, so it is important to know what you are signing up for before enrolling. Whether it is a Bronze, Silver or Gold plan, you can expect similar benefits:
- 80-100% Preventive Dental Services, such as dental exams and teeth cleanings
- 50-70% Basic Dental Services, such as dental fillings or simple tooth extractions
- 0-50% Major Dental Services, such as dentures, dental crowns and oral surgery
Since each plan is unique, you may or may not have coverage for orthodontics or dental implants. Make sure to review your policy or have a member of our team work on your behalf before agreeing to treatment.
To reap the benefits of paying less out of pocket while your insurance company pays more, you must meet your annual deductible and have remaining funds available as part of your annual maximum. If you are close to or exceed your yearly allotment, our team may be able to spread your treatments across calendar years so you pay less.
The Benefits of Seeing an In-Network Dentist
As an in-network provider with Guardian, Dr. Costa encourages interested patients to use their plan if they want to save when visiting our office. The reason for this is that:
- An in-network dentist will help you pay less for the treatment you receive because of the pre-negotiated rates they have with the insurance company.
- In-network dentists make it easy to know what kind of costs are associated with different services.
- In-network dentists are required to maintain certain standards if they are to remain in a contract with the insurance company.
- Seeing an in-network dentist means the claims filing process is completely streamlined, and the dental team completes it, not you.